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10 Best Financial Calculators of December 2024

TOP PICKS

SaleBestseller No. 1 −18%
HP 10bII+ Financial Calculator
Bestseller No. 2
HP 12C Financial Calculator - Black/ Gold
Bestseller No. 3
Texas Instruments BA II Plus Professional Financial Calculator Silver 9.8 Inch
SaleBestseller No. 4 −9%
HP 12CP Financial Calculator
SaleBestseller No. 5 −36%
HP 2716570 10bII+ Financial Calculator, 12-Digit LCD
SaleBestseller No. 6 −24%
Hewlett-Packard 12C 12c Financial Calculator 10-Digit LCD
Bestseller No. 7
(Texas Instruments) Advanced Financial Calculator (BA II Plus)
SaleBestseller No. 8 −12%
HP 10B II Plus/Hewlett Packard 10BII+ Financial Scientific Calculator + WYNGS Protective Case Black

BUYING GUIDE

Financial calculators are essential tools for finance students, professionals, and anyone who needs to make complex calculations related to financial planning, banking, investing, or real estate. Unlike regular calculators, they are specifically designed to perform financial functions like calculating interest rates, cash flows, or amortization schedules. Here’s a guide to help you choose the best financial calculator for your needs:

1. Purpose: Consider why you need a financial calculator. For instance, if you’re a student, find out if your course or exam board recommends a specific model. Some financial calculators are more suited to professionals in particular fields, such as banking, real estate, or investment.

2. Functions: A good financial calculator should be capable of performing a wide range of financial functions, such as calculating net present value (NPV), internal rate of return (IRR), amortizations, and compound interest. Make sure the calculator you choose can handle the specific calculations you need.

3. Ease of Use: Some financial calculators are more user-friendly than others. Look for a calculator with a clear, readable display, intuitive layout, and easy-to-navigate menu. A good manual or guidebook can also be a great help.

4. Programmability: Some financial calculators allow you to program formulas or equations into the device, which can be a useful feature if you regularly perform complex or specialized calculations.

5. Durability and Quality: Consider the build quality and durability of the calculator. It should be sturdy enough to withstand daily use, and the buttons should feel comfortable and responsive.

6. Price: The price of financial calculators can vary significantly. While more expensive models often offer additional features, a lower-priced model may be sufficient for your needs, especially if you’re a student or beginner.

7. Battery Life: Look for a calculator with a long battery life, so you won’t have to worry about it dying in the middle of an important calculation or exam.

8. Brand Reputation: Some brands are well-known for their reliable and high-quality financial calculators. Hewlett-Packard (HP) and Texas Instruments are two such examples.

By considering these factors, you can choose the best financial calculator that suits your needs and helps you tackle complex financial tasks with ease.

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